WHO WE ARE
Independent Private
Wealth Insurer
Premium Life is one of the rare, truly independent, specialised private wealth insurers focused on providing tailor made insurance solutions to high-net-worth individuals to serve their assets management and financial planning needs.
Headquartered in The Bahamas, Premium Life is an authorised and licensed External Insurer, governed by the provisions of the 2009 External Insurance Act, regulated by and under the supervision of the Insurance Commission of The Bahamas. The Bahamas offers a strong statutory protection regime with modernized laws and regulation.
The company operates with a secure solvency model with no direct financial, credit or interest risk exposure arising from general funds, and limited mortality risk, which ensures that policies and policyholders rights are safeguarded.
Premium Life is backed by a global network of dedicated business partners who specialise in developing financial planning and assets structuring solutions to high-net-worth individuals. The company has developed strategic relationships with the world’s leading financial institutions, meaning that policyholders are not restricted to the investment solutions in their local market.
Our mission
Our mission is to provide tailor-made insurance-based wealth management and estate planning solutions for high net worth individuals, families and institutions.
Our values
We have adopted the following main values as the key elements that guide our behaviour:
- Honesty and Integrity in the development of our relationships and when conducting Client’s transactions
- Respect in our relationships with the Company’s stakeholders, both within and outside the company.
- Transparency in our dealings with the regulators and stakeholders.
- Confidentiality in relation to the affairs of the Company and our Clients.
- Responsibility and Accountability in every action we carry out.